Coming soon

Secure, privacy-first financial planning.

Open Balance is being developed for people facing debt and financial hardship, and for the advisers and charities who support them.

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What we are building

A calmer way to plan through difficult financial decisions.

Open Balance will help people understand debt repayment paths, irregular income, and practical what-if decisions without forcing bank-account linking, advertising, or unnecessary product pressure.

Privacy by design

The platform is being designed around data sovereignty, with financial information protected from unnecessary access.

Built for support work

Intended for debt charities, advice organisations, and clients who need clear planning without judgement or surveillance.

Accessible and practical

Focused on plain information, consent-led collaboration, and scenarios that reflect real household finances.