Your data stays yours
Your financial information is encrypted and only accessible to you. We don't share it with third parties, sell it, or use it for any form of advertising. What you enter is private — full stop.
Coming soon
See your money clearly. Keep it private.
Open Balance shows you exactly where your money goes — income and outgoings on a simple timeline, so you can see your balance at any point. No bank linking, no advertising, nothing sold to anyone.
What we are building
Your full money picture, in one place.
Open Balance maps your money in and out on a clear timeline. See where your balance stands now, project forward based on upcoming income and expenses, and explore what-if scenarios — so you always have the full picture, without linking your bank account or being pushed towards products you didn't ask for.
Free for charity referrals
Anyone referred to us by a debt charity or financial advice organisation gets a free account — no conditions, no judgement, no surveillance. Open Balance is also available to any individual who wants a clearer view of their finances.
Simple and practical
A clear timeline shows money coming in and going out. Plan upcoming expenses, see your projected balance at any point, and explore what-if scenarios — built around how real household finances actually work.